A time deposit account that lets you enjoy higher returns on your dollars with no risk on your principal. The interest rate applies to the BPI 'Regular Time Deposit (Peso)' product with a deposit balance of 5 MM and up with a term of 91 days (or 3 months). The rate of 0.875% is 0.42% lower than the average 1.29%. Also it is 2.125% lower than the highest rate 3.00 Updated Jun, 2018.
Interest: 3.90% Minimum initial deposit: P100,000. Terms: 30, 60, 90, 180, 360 days, 2. View time deposit rates. 365 Days: 2 Years: 1K to less than 10K: 0.0000. With a time deposit, you’re allocating a certain amount of money for a fixed period of time with a corresponding interest rate—during which the amount cannot be withdrawn. Time Deposits are also insured by the Philippine Deposit Insurance Corporation or PDIC so you can rest assured that your money is in a safe place.
What is BPI Express Start?
BPI Express Start is the fastest way to get a BPI Express Credit or BPI Family Bank Credit Card. No need to submit any income documents!
How to apply?
What are the acceptable types of deposits for Hold-Out*?
- ATM-based Savings
- Passbook Savings
- Time Deposit
*Hold-out amount should be at least P10,000 for ATM-based and Passbook Savings;
P50,000 for Time Deposit
How much is the credit limit?
Triple diamond free slots. Applicant may get a credit limit of up to 90% of his/her hold-out deposit amount.
To Illustrate: P10, 000 ATM Savings Account x 90% = P9, 000 credit card limit
What are the requirements to apply for a credit card via BPI Express Start?
¨ Must be at least 18 years old
¨ Must have a business or residence contact number
Bpi Time Deposit Computation
¨ Completely filled out and signed Express Start Application Form*
¨ Completely filled out and signed Deed of Assignment*
Bpi Time Deposit Calculator Philippines
*Available at any BPI/BPI Family Savings Bank branch nationwide.
NOTE:
A Non-Filipino Resident must submit his Alien Certificate of Registration (ACR), work permit or Embassy Accreditation Papers.
The Terms and Conditions governing the issuance and use of the BPI Express Credit and/or BPI Family Bank Credit Card, whichever is applicable, applies to all credit cards issued
For inquiries and comments, please send us a message through www.bpi.com.ph/contactus or call our 24-hour BPI Contact Center at (+632) 889-10000.Regulated by the Banko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph.
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